Crypto.com Avis cards (2022): comparison of crypto-cards and their advantages

Which Crypto.com crypto card to choose?

The different Crypto.com card offers

The Crypto.com platform offers a varied offer of 5 different Visa cards. These are completely free, but their access is conditional. by the number of CRO you hold (the platform token) and the fact that you agree to lock them for a period of 6 months.

The 5 credit cards offered by Crypto.com are as follows (ranked from hardest to easiest):

1. Obsidian Black;
2. Frosted Rose Gold and Icy White;
3. Royal Indigo and Jade Green;
4. Ruby Steel;
5. Midnight Blue.

The larger the amount of CRO token locked, the more the privileges granted are interesting. Here is the description of the advantages conferred on you by holding a Crypto.com crypto-card depending on the offer to which you subscribe:

What is the best crypto card for you?

The option Obsidian Black is Crypto.com’s Most Prestigious and therefore offers the best benefits. In particular, it gives access to a full refund subscriptions to Netflix, Spotify and Amazon Prime. It also allows you to take advantage of 10% discount on Expedia websites and Airbnb. Plus, access to airport lounges, the Crypto.com Private club and discounts for their partner private jet services.

However, the most sought-after benefit by Crypto.com cardholders is the cash back. Indeed, the platform offers 5% refund on all purchases made with the Obsidian Black card. That said, access to these services requires blocking the equivalent of 350,000 euros in CRO tokens, a condition that is clearly not accessible.

So what is the best option that could suit (almost) all budgets?

Generally, the best affordability-to-benefits ratio is found with the Ruby Steel crypto card. It only requires an initial investment of 350 euros in CRO. These funds will be locked for 6 months, but can be fully recovered at the end of this period.

The Ruby Steel card provides access to 1% cashback on all of your purchases, up to the equivalent of $25 per month. Furthermore, Spotify subscription is refunded over the entire CRO lock-in period, i.e. 6 months.

For the wealthiest wallets, cards Royal Indigo and Jade Green can also be interesting options. Provided you lock the equivalent of 3,500 euros of CRO, these crypto cards offer 2% cashback on your purchases, with a limit of $50 per month. As for Netflix and Spotify subscriptions, they are reimbursed for the first 6 months.

Visual of the Crypto.com metal card

In order to order a Crypto.com cardsimply download the mobile application, create an account by clicking on the button below and deposit the amount in CRO corresponding to your request.

With the link below, you can also enjoy a bonus of 25 dollars with the code CRYPTOAST:

The most complete crypto card offer

$25 credited to your account with the code CRYPTOAST

The strengths of Crypto.com cards

A Visa card that can be used everywhere and simply

Crypto.com cards are Visa cards. Therefore, they can be used anywhere in the world. While we often wonder about withdrawal or payment fees when traveling abroad, the Crypto.com card avoids worrying about them since they are the same everywhere.

Although Crypto.com is a cryptocurrency exchange platform, nothing obliges you to hold some to use the credit card. Moreover, the portfolio dedicated to it only accepts fiat currencies. In addition, you can even deposit euros directly from your bank account.

Of course, it is also possible to convert your cryptocurrency into fiat currency and transfer them manually to your credit card wallet, directly on the mobile application. Be careful however, in this situation, you should not forget to mention it in your tax return.

Relatively low fees

In addition to having to lock CRO tokens for a certain period of time to access the Crypto.com card, it remains free. There is no fees for opening or managing your accountupon receipt of the physical card nor even during SEPA transfers. Finally, the exchange costs are almost insignificant.

As part of a typical use of this bank card, the costs are therefore relatively low or even non-existent. That said, it should be noted that withdrawals from ATMs can be expensive to some extent. Above 200 euros and 400 euros respectively for Midnight Blue (level 1) and Ruby Steel (level 2), the platform charges a 2% fee per withdrawal.

Cashback still interesting for CB Crypto.com

In concrete terms, cashback makes it possible to get some money back from payments you make with your Crypto.com card. This is directly credited to your account in CRO tokens. Depending on your investor profile, you will have the choice between selling them automatically or staking them to generate returns over time.

Depending on the offer to which you subscribe, you can receive up to 5% cashback. That said, very few users can obtain the Obsidian card due to its inaccessibility. Nevertheless, the Ruby Steel cardthe most common, allows you to recover 1% of the value of all your purchases. In other words, this corresponds to 100 euros per year for a monthly expense of around 800 euros.

👉 Find our guide to find out how to unlock the $25 bonus on Crypto.com?

The most complete crypto card offer

$25 credited to your account with the code CRYPTOAST

Our opinion on the Crypto.com card

Crypto.com cards are complete, versatile and advantageous. For globetrotters, they allow you to no longer worry about questions of fees for exchanges, withdrawals or payments abroad. In addition, they exist in a dematerialized version and are notably supported by Apple Pay and Google Pay.

But above all else, it is the cashback option that looks the most attractive with a Crypto.com card. For typical use of a Ruby Steel bank card, over a full year, savings of up to 300 euros are possible thanks to this feature.

It should be noted that recent communication from Crypto.com has been somewhat chaotic. In fact, last May, the company announced a complete overhaul of its cashback system, lowering the percentages and adding monthly limits. An initiative that was very badly received, in particular by the fact that this feature was the reason why many customers had subscribed to the offer of Crypto.com.

However, it is still possible to benefit from important advantages, in particular the 25 dollars offered when referring a friend or reimbursement for the first 6 months of a Spotify subscription. For all these reasons, the Crypto.com card indisputably deserves its place in the ranking of the best crypto bank cards.

FAQ: some important questions about the Crypto.com Card

The most complete crypto card offer

$25 credited to your account with the code CRYPTOAST

Freelance writer located between Paris and Toulouse. I want to share my passion for the world of cryptocurrencies to as many people as possible. I am also interested in technical analysis and trading.

Lilian Aliaga

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