Summer is coming to an end and it has cost the French dearly. A survey by Rosaly indicates that 37% are considering asking for an advance on their salary at the start of the school year, with a large proportion of them being overdrawn.
Salary advances are exploding in France
According to a survey conducted by Rosaly, 37% of French people surveyed would consider taking a salary advance at the start of the school yearafter 31% for the month of June 2024.
The deposit device allows the advance payment of a salary due, for hours workedFor example, requesting payment for hours worked at the beginning of the month on the 15th of the month, rather than waiting for payment on the 30th.
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It differs from the salary advance, which allows you to pay a sum for hours not yet worked. In France, the two systems are regulated in terms of amounts.
It therefore emerges from this investigation that more and more French people are asking for advance payments in order to cover debts :
The proportion of French people surveyed requesting a deposit or an advance
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The French will be largely in the red at the start of the 2024 school year
According to the same survey, the French expected to be in the red at the start of the school year: 54% of respondents say they anticipate an overdraftIt's common: 42% of them say they are overdrawn at the same time every year.
For 39% of French people surveyed, the overdraft is estimated at between 200 and 300 euros. A significant proportion will also be more overdrawn: 12% for the area between €300 and €600. Only 33% of French people say they are never overdrawn.
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For the first time in 3 years, inflation has fallen below 2% in France (1.9% for August against 2.3% in July). This is largely due to the drop in energy prices, according to INSEE.
But months of rising prices for everyday life have contributed to putting a strain on the French budget: 40% of French people cannot go on holidayaccording to a recent estimate from the Observatory of Inequalities.
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Source: Rosaly, Insee
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A journalist at Cryptoast since 2017, I am passionate about the issues of decentralization, privacy and regulation. I specialize in traditional economics and finance, analyzing how news from this sector influences the cryptocurrency sector, offering a unique and informed perspective to Cryptoast readers.
Marine Debelloir
3118 articles
