Discover our opinion on the REPUBLIC Trade card, a visa debit card connected to your investment portfolio allowing you to spend your liquidity, the product of your investments and much more in your daily purchases. Practical, without monthly expenses, and thought for investors, this card combines banking flexibility and simplified management of your wealth.
What is the REPUBLIC Trade card?
Trade Republic is an online broker Offering a bank card integrating directly into your investment account.
Create a Republic Trade account and order your bank card
This card offers you the possibility of making payments and withdrawals using the funds available on your Trade Republic account, whether euros or the product of the sale of assets or dividends.
The Trade Republic card is distinguished by thoughts designed to optimize savings and users' expenses.
All the management of the REPUBLIC Trade card is from the mobiley mobile application
For example, it makes it possible to perceive interest on liquidity, to automate the investment thanks to a saveback system on each purchase, and to invest the rounding of payments in financial assets. A simple way to make your daily money work automatically.
Also find our opinion on the Trade Republic broker
Our opinion on the Trade Republic card
In our opinion, The Trade Republic card represents an interesting option for private investors.
By directly connecting a bank card to an investment account, Trade Republic offers a tool that combines simplicity of use and heritage management.
The absence of monthly fees, free conditions under conditions and immediate access to funds are all attractive assets for users anxious to optimize their savings.
However, Some elements can slow down some profilesin particular people looking for a complete bank account that offers the services of a classic bank, such as credit, travel insurance or even a physical agency with advisers.
Cryptoast's opinion on Trade Republic card:
Our note
4.5/5
Create a Republic Trade account and order your bank card
The different models of the Trade Republic card
Trade Republic offers 3 models of bank cards, each adapted to specific needs, but beware, each card offers the same services:
| Card model | Order cost | Recurring fees |
| Virtual | Free | None |
|
Classic |
5 € | None |
| Mirror | 50 € |
None |
- Virtual card : Dematerialized card usable for online payments and via digital wallets such as Google Pay or Apple Pay
- Card Classic : Standard physical card for store payments and cash withdrawals
- Mirror card : High -end card offering additional advantages, including full personalization
The Mirror model of the Trade Republic card
It is important to note that, apart from the initial control costs for the Classic and Mirror models, it is not necessary to subscribe to a subscription to keep your REPUBLIC Trade card.
The advantages of the Trade Republic Bank Card
The Trade Republic card offers many advantages, mainly intended for people who wish to grow their savings Easily and automatically.
She offers you an attractive return of 2.5 % gross per year (April 2024) on the liquidity left on the account (variable rate depending on the rate of the European central bank), an unusual advantage among traditional bank cards and which makes it possible to make your balance grow and to combat inflation.
Added to this is a Saveback mechanism For each purchase made with the card, 1 % of the amount is automatically reinvestedwhich makes it possible to gradually grow your stock market or crypto portfolio.
Other interesting feature, Payments can be rounded up to the upper eurothe difference being invested in an ETF, an action or cryptocurrency chosen by the user. This approach makes daily investment simpler.
It should also be noted that the costs of the card are almost nonexistent and that the rest of the offer is economical. Trade Republic therefore offers A full service for people looking for a simple bank card to make their daily shopping.
Ultimately, the REPUBLIC trade card offers a practical solution to spend your money in everyday life, but also on a trip by paying with other currencies than the euro.
With an advantageous cost structure and direct integration into your investment account, the REPUBLIC trade card is an interesting tool to optimize the management of your finances.
Create a Republic Trade account and order your bank card
Costs associated with the use of the Trade Republic card
The Trade Republic card is distinguished by a price structure that is both clear and competitive.
Despite everything, it is important to know all the costs related to this card to avoid unpleasant surprises.
|
Operation |
Costs |
| Account opening |
Free |
|
Monthly fees |
None |
| Replacement of an expired card |
Free |
|
First shipment of the card |
€ 5 for Classic, € 50 for Mirror, free for Virtual |
| Distributors withdrawal fees |
Free from € 100, otherwise € 1 per withdrawal |
|
Transactions in EURO EVERYWISE |
Variable exchange rate, displayed from the application |
These conditions promote regular use of the card, whether for local expenses or during trips abroad.
Discover the details of the costs of the Trade Republic platform
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Investments in cryptocurrencies are risky. There is no guaranteed high yield, a product with high performance potential implies a high risk. This risk taking must be in line with your project, your investment horizon and your ability to lose part of this savings. Do not invest if you are not ready to lose all or part of your capital
Maxime discovered the world of finance and very young investment before launching from the age of 18 years. His passion for financial assets and new opportunities offers him a good vision of the current economy as well as emerging trends.
Maxime Montlet
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